Stearns Cooperative Electric Association electricity rates
Electric cooperative · Minnesota · MRO region · MISO
Stearns Cooperative Electric Association is a member-owned electric cooperative, so its customers own it and elect its board, serving 26,275 homes in Minnesota. Its residential customers pay an average of 14.41¢/kWh including fixed and delivery charges, 20% less than the U.S. average.
Rate basis: EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend.
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Stearns Cooperative Electric Association bill estimates
| Monthly use | At average all-in rate | Base tariff charges* |
|---|---|---|
| 500 kWh | $72.05 | $27.00 |
| 1,000 kWh | $144.10 | $54.00 |
| 1,500 kWh | $216.15 | $81.00 |
| 2,000 kWh | $288.20 | $108.00 |
*Energy Management - Storage Heating (effective 2014-07-22), energy and fixed charges from the OpenEI Utility Rate Database. Riders, fuel adjustments and taxes are often billed separately, so real bills usually land closer to the all-in column. Calculate your bill.
Stearns Cooperative Electric Association residential rate plans
| Plan | Effective | Customer charge | Energy charges |
|---|---|---|---|
| Energy Management - Storage Heating | 2014-07-22 | — | 5.40¢ |
| Energy Management - Heat Pumps | 2014-07-22 | — | 5.40¢ |
| Energy Management - Dual Fuel Heating | 2014-07-22 | — | 5.40¢ |
| Seasonal Service | nan | $11.25 | 8.60¢ |
Source: OpenEI U.S. Utility Rate Database. Rates change. Check the linked tariff or your bill for current figures.
Stearns Cooperative Electric Association rate history
2015–2025: +31% change in the average residential rate (10.77¢ → 14.07¢). Annual EIA-861 data.
Outages & reliability
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Reliability history
| 2025 | Stearns Cooperative Electric Association | Minnesota avg | U.S. avg |
|---|---|---|---|
| Outage minutes per customer (SAIDI) | 107 | 188 | 266 |
| Outages per customer (SAIFI) | 0.96 | 1.17 | 1.34 |
| Average restoration time (CAIDI) | 112 min | — | — |
| Outage minutes excluding major storms | 97 | 92 | 121 |
Outages in counties served (2025)
From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across Stearns Cooperative Electric Association's counties, customers averaged 2 hr 49 min without power.
| County | Outage min/customer | Days with outages | Peak customers out | Worst day |
|---|---|---|---|---|
| Pope | 590 | 34 | 1,792 | 2025-06-20 |
| Morrison | 202 | 41 | 4,392 | 2025-06-29 |
| Kandiyohi | 165 | 24 | 3,282 | 2025-07-28 |
| Douglas | 157 | 39 | 8,645 | 2025-06-20 |
| Stearns | 141 | 35 | 5,269 | 2025-06-16 |
| Todd | 128 | 37 | 1,806 | 2025-07-15 |
Stearns Cooperative Electric Association service area
Stearns Cooperative Electric Association serves 6 counties in Minnesota and 43 ZIP codes.
Douglas, Kandiyohi, Morrison, Pope, Stearns, Todd
Cities: Saint Cloud, Sartell, Sauk Rapids, Little Falls, Saint Joseph, Sauk Centre, Cold Spring, Melrose, Long Prairie, Saint Augusta, Annandale, Albany, Glenwood, Paynesville, Clearwater, Osakis, Avon, Richmond, Rice, Royalton
Programs, smart meters & solar
| Smart meters (AMI) for homes | 100% |
| Customers with daily usage data online | 26,275 |
| Time-based rate programs | None reported |
| Net-metered solar homes | 261 |
| Home batteries paired with solar | 11 |
Stearns Cooperative Electric Association at a glance
| Ownership | Electric cooperative |
| Services | Distribution |
| Commercial rate | 12.49¢/kWh |
| Industrial rate | 10.47¢/kWh |
| Retail revenue (2025) | $72,779,700 |
| Electricity sold (2025) | 543,869 MWh |
| Peak demand | 105 MW summer · 118 MW winter |
| Power from own generation | 0% (rest purchased) |
| Line losses | 3.9% |
| Balancing authority | MISO |
| EIA utility ID | 18019 |
Other utilities in Minnesota
Frequently asked questions
What is Stearns Cooperative Electric Association's electricity rate?
Stearns Cooperative Electric Association residential customers pay an average of 14.41¢ per kWh, all charges included (EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend). That's 11% below the Minnesota average of 16.22¢ and 20% below the U.S. average.
What is the average Stearns Cooperative Electric Association electric bill?
About $182 a month. The average Stearns Cooperative Electric Association home uses 1,261 kWh a month. At 1,000 kWh the bill would be about $144.
How many customers does Stearns Cooperative Electric Association have?
Stearns Cooperative Electric Association serves 26,275 residential customers and 28,746 customers in total in Minnesota, across 6 counties.
How reliable is Stearns Cooperative Electric Association?
In 2025, the average Stearns Cooperative Electric Association customer was without power for 107 min (SAIDI) over 0.96 interruptions (SAIFI), including major storms. Excluding major event days it was 97 min. The Minnesota average was 3 hr 8 min and the U.S. average 4 hr 26 min.
Does Stearns Cooperative Electric Association offer net metering for solar?
Stearns Cooperative Electric Association had 261 residential net-metered customers in 2025 with 3.6 MW of capacity and 11 solar-paired batteries. Estimate solar savings at this utility's rate.
Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with Stearns Cooperative Electric Association before making decisions.