Texas electricity plans, priced at your usage
Every plan on the official Power to Choose list (954 plans, 43 providers, updated 2026-10-21), ranked by what it would cost you over a year. Many headline rates are only cheap at exactly 1,000 kWh. These rankings aren't.
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Plans by utility area
How to read a Texas plan
- Check the Electricity Facts Label (EFL). It lists the energy charge, base charge, TDU charges and any usage credits. Each plan's details link to it.
- Fixed vs. variable. Fixed-rate plans lock the energy price for the term. Variable plans can change monthly and are the plans that spiked during Winter Storm Uri.
- Cancellation fees are often $10–20 per remaining month or a flat $150–300. You can switch without a fee within 14 days of a contract's end, or when you move.
- Complaint rating (stars) is the PUCT's scorecard based on complaints. Five stars means the fewest.
Frequently asked questions
How do I find the cheapest electricity plan in Texas?
Enter your ZIP and your real monthly usage from your bills. We price every plan at your own usage, month by month, instead of at the advertised 1,000 kWh point. Turn on “Hide bill-credit & tiered plans” if your usage changes a lot from month to month. Then read the Electricity Facts Label (EFL) of your top pick before enrolling.
What is a bill-credit plan and why can it cost more?
Some plans give a credit when you use exactly a set amount, such as 1,000 to 2,000 kWh. That makes the advertised 1,000 kWh price look low. Use 999 kWh in a mild month and the credit disappears, so your rate can jump 30–60%. Plans flagged “Usage credit/fee” or “Price swings with usage” behave this way.
Do these prices include TDU delivery charges?
Yes. Power to Choose prices are all-in averages at 500, 1,000 and 2,000 kWh. They include the provider’s energy charge, its base charge and your utility’s (TDU’s) delivery charges, but not taxes. We interpolate between those three points for your usage.
What is a good electricity rate in Texas right now?
The median fixed-rate, 12-month-plus plan without usage credits is 13.8¢/kWh at 1,000 kWh today. Anything below about 12.5¢ is in the cheapest 20%. The Texas average residential rate actually paid was 15.96¢ over the last 12 months.
Can everyone in Texas choose a provider?
No. Most of the ERCOT grid in Texas is competitive, including the Oncor, CenterPoint, AEP Texas, TNMP and Lubbock areas. Customers of electric co-ops, most city-owned utilities (Austin Energy, CPS Energy in San Antonio and others), El Paso Electric, Entergy Texas, SWEPCO and Xcel areas cannot choose.
Source: Public Utility Commission of Texas, Power to Choose plan export, 2026-10-21. CutYourElectric isn't paid by any provider, and rankings are by cost only.