Whitewater Valley Rural EMC electricity rates
Electric cooperative · Indiana · RFC region · MISO
Whitewater Valley Rural EMC is a member-owned electric cooperative, so its customers own it and elect its board, serving 12,035 homes in Indiana. Its residential customers pay an average of 16.07¢/kWh including fixed and delivery charges, 11% less than the U.S. average.
Rate basis: EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend.
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Whitewater Valley Rural EMC bill estimates
| Monthly use | At average all-in rate |
|---|---|
| 500 kWh | $80.35 |
| 1,000 kWh | $160.70 |
| 1,500 kWh | $241.05 |
| 2,000 kWh | $321.40 |
Whitewater Valley Rural EMC residential rate plans
| Plan | Effective | Customer charge | Energy charges |
|---|---|---|---|
| Schedule RES - Farm and Residential Service (Single Phase)time-of-use | 2011-01-01 | $26.27 | 10.9¢ (12am–12am) — summer weekdays |
| Schedule RES TOU - Farm and Residential Time-of-Usetime-of-use | 2011-01-01 | $26.27 | 7.3¢ (12am–12pm, 10pm–12am) · 20.0¢ (12pm–10pm) — summer weekdays |
| Schedule RES - Farm and Residential Service (Multi Phase)time-of-use | 2010-01-01 | $36.27 | 10.9¢ (12am–12am) — summer weekdays |
Source: OpenEI U.S. Utility Rate Database. Rates change. Check the linked tariff or your bill for current figures.
Whitewater Valley Rural EMC rate history
2015–2025: +20% change in the average residential rate (12.86¢ → 15.39¢). Annual EIA-861 data.
Outages & reliability
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Reliability history
| 2025 | Whitewater Valley Rural EMC | Indiana avg | U.S. avg |
|---|---|---|---|
| Outage minutes per customer (SAIDI) | 317 | 375 | 266 |
| Outages per customer (SAIFI) | 2.63 | 1.39 | 1.34 |
| Average restoration time (CAIDI) | 2 hr 1 min | — | — |
| Outage minutes excluding major storms | 317 | 125 | 121 |
Outages in counties served (2025)
From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across Whitewater Valley Rural EMC's counties, customers averaged 3 hr 45 min without power.
| County | Outage min/customer | Days with outages | Peak customers out | Worst day |
|---|---|---|---|---|
| Union | 1,685 | 12 | 2,696 | 2025-06-19 |
| Franklin | 329 | 48 | 2,624 | 2025-07-14 |
| Dearborn | 266 | 39 | 4,641 | 2025-07-12 |
| Randolph | 247 | 35 | 1,209 | 2025-05-17 |
| Fayette | 218 | 26 | 2,371 | 2025-11-04 |
| Wayne | 98 | 18 | 5,141 | 2025-12-19 |
Whitewater Valley Rural EMC service area
Whitewater Valley Rural EMC serves 6 counties in Indiana and 38 ZIP codes.
Dearborn, Fayette, Franklin, Randolph, Union, Wayne
Cities: Richmond, New Castle, Connersville, Batesville, Bright, Winchester, Union City, Centerville, Brookville, Albany, Liberty, Cambridge City, Hagerstown, Parker City, Farmland, Lynn
Programs, smart meters & solar
| Smart meters (AMI) for homes | 100% |
| Customers with daily usage data online | 12,035 |
| Time-based rate programs | Time-of-use rates |
| Homes on time-based rates | 39 |
| Net-metered solar homes | 65 |
Whitewater Valley Rural EMC at a glance
| Ownership | Electric cooperative |
| Services | Distribution |
| Commercial rate | 13.27¢/kWh |
| Industrial rate | 8.74¢/kWh |
| Retail revenue (2025) | $35,516,000 |
| Electricity sold (2025) | 260,877 MWh |
| Peak demand | 60 MW summer · 67 MW winter |
| Line losses | 4.4% |
| Balancing authority | MISO |
| EIA utility ID | 20216 |
Other utilities in Indiana
Frequently asked questions
What is Whitewater Valley Rural EMC's electricity rate?
Whitewater Valley Rural EMC residential customers pay an average of 16.07¢ per kWh, all charges included (EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend). That's 5% below the Indiana average of 16.94¢ and 11% below the U.S. average.
What is the average Whitewater Valley Rural EMC electric bill?
About $191 a month. The average Whitewater Valley Rural EMC home uses 1,188 kWh a month. At 1,000 kWh the bill would be about $161.
How many customers does Whitewater Valley Rural EMC have?
Whitewater Valley Rural EMC serves 12,035 residential customers and 12,241 customers in total in Indiana, across 6 counties.
How reliable is Whitewater Valley Rural EMC?
In 2025, the average Whitewater Valley Rural EMC customer was without power for 5 hr 17 min (SAIDI) over 2.63 interruptions (SAIFI), including major storms. Excluding major event days it was 5 hr 17 min. The Indiana average was 6 hr 15 min and the U.S. average 4 hr 26 min.
Does Whitewater Valley Rural EMC offer time-of-use rates?
Yes. The OpenEI rate database lists 3 time-of-use residential plans, including Schedule RES - Farm and Residential Service (Single Phase). Running big appliances off-peak can cut their cost. Pick the plan in the calculator above to see by how much.
Does Whitewater Valley Rural EMC offer net metering for solar?
Whitewater Valley Rural EMC had 65 residential net-metered customers in 2025 with 0.7 MW of capacity. Estimate solar savings at this utility's rate.
Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with Whitewater Valley Rural EMC before making decisions.