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Midwest Energy Cooperative electricity rates

Electric cooperative · Indiana

Residential rate
19.33¢
per kWh incl. all charges
Avg. monthly bill
$205
1,059 kWh/month
vs. Indiana
+14%
state avg 16.94¢
Homes served
320
6 ZIP codes

Midwest Energy Cooperative is a member-owned electric cooperative, so its customers own it and elect its board, serving 320 homes in Indiana. Its residential customers pay an average of 19.33¢/kWh including fixed and delivery charges, 7% more than the U.S. average.

Rate basis: EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend.

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Midwest Energy Cooperative bill estimates

Monthly useAt average all-in rateBase tariff charges*
500 kWh$96.65$75.61
1,000 kWh$193.30$133.22
1,500 kWh$289.95$190.83
2,000 kWh$386.60$248.44

*Residential Service (effective 2014-01-01, $18.00/month customer charge), energy and fixed charges from the OpenEI Utility Rate Database. Riders, fuel adjustments and taxes are often billed separately, so real bills usually land closer to the all-in column. Calculate your bill.

Midwest Energy Cooperative residential rate plans

PlanEffectiveCustomer chargeEnergy charges
Residential Service2014-01-01$18.00 11.52¢
Residential Time-of-Usetime-of-use2014-01-01$18.00 14.9¢ (12am–5pm, 9pm–12am) · 28.3¢ (5pm–9pm) — summer weekdays
Interruptible Whole House Comfort Service2014-01-01$18.00 9.43¢

Source: OpenEI U.S. Utility Rate Database. Rates change. Check the linked tariff or your bill for current figures.

Midwest Energy Cooperative rate history

Midwest Energy Cooperative annual average residential price 11¢13¢15¢18¢20¢ 2015201720202021202320242025 2015: 14¢2017: 15¢2020: 14¢2021: 16¢2023: 19¢2024: 19¢2025: 19¢
Midwest Energy CooperativeIndiana avg

2015–2025: +30% change in the average residential rate (14.20¢ → 18.52¢). Annual EIA-861 data.

Outages & reliability

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Reliability history

Midwest Energy Cooperative doesn't report reliability metrics to EIA (common for small utilities).

Outages in counties served (2025)

From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across Midwest Energy Cooperative's counties, customers averaged 9 hr 43 min without power.

CountyOutage min/customerDays with outagesPeak customers outWorst day
St Joseph7193725,5462025-03-31
Elkhart4585813,4082025-03-31
Lagrange268271,3262025-03-31

Midwest Energy Cooperative service area

Midwest Energy Cooperative serves 3 counties in Indiana and 6 ZIP codes.

Counties served by Midwest Energy Cooperative

Elkhart, Lagrange, St Joseph

Cities: Elkhart, Granger, Simonton Lake, Middlebury, Bristol

Programs, smart meters & solar

Smart meters (AMI) for homes0%
Time-based rate programsNone reported
Net-metered solar homes3
Homes in demand response (e.g. thermostat rebates)40

Midwest Energy Cooperative at a glance

OwnershipElectric cooperative
Services—
Commercial rate17.85¢/kWh
Retail revenue (2025)$1,270,700
Electricity sold (2025)7,093 MWh
Balancing authorityPJM
EIA utility ID12377

Other utilities in Indiana

Compare all Indiana electric companies →

Frequently asked questions

What is Midwest Energy Cooperative's electricity rate?

Midwest Energy Cooperative residential customers pay an average of 19.33¢ per kWh, all charges included (EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend). That's 14% above the Indiana average of 16.94¢ and 7% above the U.S. average.

What is the average Midwest Energy Cooperative electric bill?

About $205 a month. The average Midwest Energy Cooperative home uses 1,059 kWh a month. At 1,000 kWh the bill would be about $193.

How many customers does Midwest Energy Cooperative have?

Midwest Energy Cooperative serves 320 residential customers and 374 customers in total in Indiana, across 3 counties.

Does Midwest Energy Cooperative offer time-of-use rates?

Yes. The OpenEI rate database lists 1 time-of-use residential plan, including Residential Time-of-Use. Running big appliances off-peak can cut their cost. Pick the plan in the calculator above to see by how much.

Does Midwest Energy Cooperative offer net metering for solar?

Midwest Energy Cooperative had 3 residential net-metered customers in 2025 with 0.0 MW of capacity. Estimate solar savings at this utility's rate.

Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with Midwest Energy Cooperative before making decisions.