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Heart of Texas Electric Co-op electricity rates

Electric cooperative · Texas · ERCOT

Residential rate
12.27¢
per kWh incl. all charges
Avg. monthly bill
$193
1,573 kWh/month
vs. Texas
-23%
state avg 15.96¢
Homes served
18K
37th cheapest of 138 in TX
Outage time
3 hr 24 min
per customer, 2025

Heart of Texas Electric Co-op is a member-owned electric cooperative, so its customers own it and elect its board, serving 18,476 homes in Texas. Its residential customers pay an average of 12.27¢/kWh including fixed and delivery charges, 32% less than the U.S. average.

Rate basis: EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend.

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Heart of Texas Electric Co-op bill estimates

Monthly useAt average all-in rateBase tariff charges*
500 kWh$61.35$58.52
1,000 kWh$122.70$99.04
1,500 kWh$184.05$139.56
2,000 kWh$245.40$180.08

*Residential Single Phase (effective 2009-12-01, $18.00/month customer charge), energy and fixed charges from the OpenEI Utility Rate Database. Riders, fuel adjustments and taxes are often billed separately, so real bills usually land closer to the all-in column. Calculate your bill.

Heart of Texas Electric Co-op residential rate plans

PlanEffectiveCustomer chargeEnergy charges
Residential Single Phase2009-12-01$18.00 8.10¢
Residential Three Phase2009-12-01$35.00 8.10¢

Source: OpenEI U.S. Utility Rate Database. Rates change. Check the linked tariff or your bill for current figures.

Heart of Texas Electric Co-op rate history

Heart of Texas Electric Co-op annual average residential price 8¢10¢12¢14¢16¢ 2015201720202021202320242025 2015: 10¢2017: 9¢2020: 9¢2021: 10¢2023: 12¢2024: 13¢2025: 12¢
Heart of Texas Electric Co-opTexas avg

2015–2025: +24% change in the average residential rate (9.58¢ → 11.89¢). Annual EIA-861 data.

Outages & reliability

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Reliability history

2025Heart of Texas Electric Co-opTexas avgU.S. avg
Outage minutes per customer (SAIDI)204224266
Outages per customer (SAIFI)1.831.651.34
Average restoration time (CAIDI)112 min——
Outage minutes excluding major storms134127121
Heart of Texas Electric Co-op outage minutes per customer by year 0234469703937 201520172019202120232025 2015: 1802016: 1542017: 1322018: 1152019: 1822020: 802021: 8462022: 1382023: 6752024: 3582025: 204
With major eventsExcluding major events

Outages in counties served (2025)

From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across Heart of Texas Electric Co-op's counties, customers averaged 4 hr 26 min without power.

CountyOutage min/customerDays with outagesPeak customers outWorst day
Hamilton1,092271,1282025-10-30
Falls815492,0752025-07-06
Bosque371591,4992025-05-01
Milam336531,0802025-12-26
McLennan3277619,2682025-05-02
Coryell281404,5422025-01-19
Bell1974610,2822025-05-27

Heart of Texas Electric Co-op service area

Heart of Texas Electric Co-op serves 7 counties in Texas and 132 ZIP codes.

Counties served by Heart of Texas Electric Co-op

Bell, Bosque, Coryell, Falls, Hamilton, McLennan, Milam

Cities: Killeen, Waco, Bryan, Temple, Copperas Cove, Cleburne, Fort Cavazos, Harker Heights, Belton, Taylor, Gatesville, Hewitt, Robinson, Bellmead, Woodway, Lampasas, Lacy-Lakeview, Marlin, Rockdale, Cameron, Pecan Plantation, McGregor, Nolanville, Hearne, Groesbeck, Caldwell, Morgans Point Resort, Dublin, Clifton, Hamilton, West, Bartlett, Glen Rose, Beverly, Salado, Whitney, Beverly Hills, Little River-Academy, Mart, Troy

Programs, smart meters & solar

Smart meters (AMI) for homes100%
Customers with daily usage data online18,476
Time-based rate programsNone reported
Net-metered solar homes387

Heart of Texas Electric Co-op at a glance

OwnershipElectric cooperative
ServicesDistribution
Commercial rate13.34¢/kWh
Industrial rate6.19¢/kWh
Retail revenue (2025)$68,984,000
Electricity sold (2025)700,945 MWh
Peak demand135 MW summer · 190 MW winter
Line losses1.7%
Balancing authorityERCO
EIA utility ID55982

Other utilities in Texas

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Frequently asked questions

What is Heart of Texas Electric Co-op's electricity rate?

Heart of Texas Electric Co-op residential customers pay an average of 12.27¢ per kWh, all charges included (EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend). That's 23% below the Texas average of 15.96¢ and 32% below the U.S. average.

What is the average Heart of Texas Electric Co-op electric bill?

About $193 a month. The average Heart of Texas Electric Co-op home uses 1,573 kWh a month. At 1,000 kWh the bill would be about $123.

How many customers does Heart of Texas Electric Co-op have?

Heart of Texas Electric Co-op serves 18,476 residential customers and 25,343 customers in total in Texas, across 7 counties.

How reliable is Heart of Texas Electric Co-op?

In 2025, the average Heart of Texas Electric Co-op customer was without power for 3 hr 24 min (SAIDI) over 1.83 interruptions (SAIFI), including major storms. Excluding major event days it was 2 hr 14 min. The Texas average was 3 hr 44 min and the U.S. average 4 hr 26 min.

Does Heart of Texas Electric Co-op offer net metering for solar?

Heart of Texas Electric Co-op had 387 residential net-metered customers in 2025 with 5.1 MW of capacity. Estimate solar savings at this utility's rate.

Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with Heart of Texas Electric Co-op before making decisions.