Upper Cumberland E M C electricity rates
Electric cooperative · Tennessee · SERC region
Upper Cumberland E M C is a member-owned electric cooperative, so its customers own it and elect its board, serving 45,862 homes in Tennessee. Its residential customers pay an average of 14.38¢/kWh including fixed and delivery charges, 20% less than the U.S. average.
Rate basis: EIA-861M monthly utility data, 12 months ending 2026-07.
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Upper Cumberland E M C bill estimates
| Monthly use | At average all-in rate |
|---|---|
| 500 kWh | $71.90 |
| 1,000 kWh | $143.80 |
| 1,500 kWh | $215.70 |
| 2,000 kWh | $287.60 |
Upper Cumberland E M C rate history
2015–2025: +28% change in the average residential rate (10.70¢ → 13.71¢). Annual EIA-861 data.
Outages & reliability
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Reliability history
| 2023 | Upper Cumberland E M C | Tennessee avg | U.S. avg |
|---|---|---|---|
| Outage minutes per customer (SAIDI) | 344 | 260 | 266 |
| Outages per customer (SAIFI) | 1.88 | 1.34 | |
| Outage minutes excluding major storms | 255 | 162 | 121 |
Outages in counties served (2025)
From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across Upper Cumberland E M C's counties, customers averaged 3 hr 11 min without power.
| County | Outage min/customer | Days with outages | Peak customers out | Worst day |
|---|---|---|---|---|
| Pickett | 946 | 41 | 3,505 | 2025-02-21 |
| Clay | 528 | 39 | 2,884 | 2025-10-26 |
| Macon | 432 | 74 | 7,401 | 2025-06-24 |
| White | 399 | 20 | 1,570 | 2025-06-28 |
| Overton | 249 | 27 | 1,172 | 2025-03-05 |
| Putnam | 71 | 12 | 2,070 | 2025-03-16 |
| Smith | 24 | 13 | 260 | 2025-12-31 |
| DeKalb | 20 | 8 | 1,287 | 2025-12-31 |
| Jackson | 0 | 0 | 0 | 2025-02-26 |
Upper Cumberland E M C service area
Upper Cumberland E M C serves 9 counties in Tennessee and 43 ZIP codes.
Clay, DeKalb, Jackson, Macon, Overton, Pickett, Putnam, Smith, White
Cities: Cookeville, Lebanon, Sparta, Lafayette, Smithville, Livingston, Algood, Monterey, Hartsville, Carthage, Watertown, Celina, Baxter, South Carthage, Gordonsville, Red Boiling Springs, Dodson Branch
Programs, smart meters & solar
| Smart meters (AMI) for homes | 100% |
| Customers with daily usage data online | 45,862 |
| Time-based rate programs | Time-of-use rates |
| Net-metered solar homes | 0 reported |
Upper Cumberland E M C at a glance
| Ownership | Electric cooperative |
| Services | Distribution |
| Commercial rate | 15.22¢/kWh |
| Industrial rate | 8.41¢/kWh |
| Retail revenue (2025) | $146,277,000 |
| Electricity sold (2025) | 1,107,157 MWh |
| Peak demand | 235 MW summer · 336 MW winter |
| Line losses | 4.8% |
| Balancing authority | TVA |
| EIA utility ID | 19574 |
Other utilities in Tennessee
Frequently asked questions
What is Upper Cumberland E M C's electricity rate?
Upper Cumberland E M C residential customers pay an average of 14.38¢ per kWh, all charges included (EIA-861M monthly utility data, 12 months ending 2026-07). That's 6% above the Tennessee average of 13.56¢ and 20% below the U.S. average.
What is the average Upper Cumberland E M C electric bill?
About $176 a month. The average Upper Cumberland E M C home uses 1,225 kWh a month. At 1,000 kWh the bill would be about $144.
How many customers does Upper Cumberland E M C have?
Upper Cumberland E M C serves 45,862 residential customers and 54,524 customers in total in Tennessee, across 9 counties.
How reliable is Upper Cumberland E M C?
In 2023, the average Upper Cumberland E M C customer was without power for 5 hr 44 min (SAIDI) over undefined interruptions (SAIFI), including major storms. Excluding major event days it was 4 hr 15 min. The Tennessee average was 4 hr 20 min and the U.S. average 4 hr 26 min.
Does Upper Cumberland E M C offer time-of-use rates?
Upper Cumberland E M C reports offering time-of-use rates to residential customers. Running big appliances off-peak can cut their cost. Pick the plan in the calculator above to see by how much.
Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with Upper Cumberland E M C before making decisions.