City of Chattanooga electricity rates
Municipal utility · Tennessee · SERC region
City of Chattanooga is a city-owned municipal utility, governed locally rather than by the state commission, serving 164,914 homes in Tennessee. Its residential customers pay an average of 13.05¢/kWh including fixed and delivery charges, 27% less than the U.S. average.
Rate basis: EIA-861M monthly utility data, 12 months ending 2026-07.
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City of Chattanooga bill estimates
| Monthly use | At average all-in rate | Base tariff charges* |
|---|---|---|
| 500 kWh | $65.25 | $60.05 |
| 1,000 kWh | $130.50 | $110.74 |
| 1,500 kWh | $195.75 | $161.43 |
| 2,000 kWh | $261.00 | $212.12 |
*Residential (effective 2019-07-01, $9.36/month customer charge), energy and fixed charges from the OpenEI Utility Rate Database. Riders, fuel adjustments and taxes are often billed separately, so real bills usually land closer to the all-in column. Calculate your bill.
City of Chattanooga residential rate plans
| Plan | Effective | Customer charge | Energy charges |
|---|---|---|---|
| Residential | 2019-07-01 | $9.36 | 10.14¢ |
| Residential | 2017-03-01 | $9.36 | 10.05¢ |
Source: OpenEI U.S. Utility Rate Database. Rates change. Check the linked tariff or your bill for current figures.
City of Chattanooga rate history
2015–2025: +23% change in the average residential rate (10.44¢ → 12.88¢). Annual EIA-861 data.
Outages & reliability
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Reliability history
| 2024 | City of Chattanooga | Tennessee avg | U.S. avg |
|---|---|---|---|
| Outage minutes per customer (SAIDI) | 194 | 260 | 266 |
| Outages per customer (SAIFI) | 1.36 | 1.88 | 1.34 |
| Average restoration time (CAIDI) | 2 hr 23 min | — | — |
| Outage minutes excluding major storms | 72 | 162 | 121 |
Outages in counties served (2025)
From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across City of Chattanooga's counties, customers averaged 5 hr 60 min without power.
| County | Outage min/customer | Days with outages | Peak customers out | Worst day |
|---|---|---|---|---|
| Marion | 719 | 82 | 7,277 | 2025-05-19 |
| Bledsoe | 640 | 67 | 1,840 | 2025-08-19 |
| Sequatchie | 633 | 59 | 7,612 | 2025-06-14 |
| Bradley | 402 | 66 | 8,327 | 2025-02-13 |
| Rhea | 355 | 55 | 7,403 | 2025-02-03 |
| Hamilton | 294 | 65 | 114,753 | 2025-06-13 |
City of Chattanooga service area
City of Chattanooga serves 6 counties in Tennessee and 48 ZIP codes.
Bledsoe, Bradley, Hamilton, Marion, Rhea, Sequatchie
Cities: Chattanooga, East Chattanooga, Cleveland, East Ridge, East Brainerd, Soddy-Daisy, Middle Valley, Red Bank, Collegedale, Signal Mountain, Harrison, Dayton, South Cleveland, Dunlap, Wildwood Lake, South Pittsburg, Sale Creek, Fairmount, Apison, Walden, Spring City, Lookout Mountain, Hopewell, Lakesite, Whitwell, Pikeville, Mowbray Mountain, East Cleveland, Decatur, Graysville, Kimball, Powells Crossroads, Falling Water, Lone Oak, New Hope
Programs, smart meters & solar
| Smart meters (AMI) for homes | 100% |
| Customers with daily usage data online | 164,914 |
| Time-based rate programs | Time-of-use rates |
| Homes on time-based rates | 92 |
| Net-metered solar homes | 0 reported |
City of Chattanooga at a glance
| Ownership | Municipal utility |
| Services | Distribution |
| Commercial rate | 12.82¢/kWh |
| Industrial rate | 7.21¢/kWh |
| Retail revenue (2025) | $638,186,000 |
| Electricity sold (2025) | 5,576,425 MWh |
| Peak demand | 1,212 MW summer · 1,332 MW winter |
| Line losses | 3.8% |
| Balancing authority | TVA |
| EIA utility ID | 3408 |
Other utilities in Tennessee
Frequently asked questions
What is City of Chattanooga's electricity rate?
City of Chattanooga residential customers pay an average of 13.05¢ per kWh, all charges included (EIA-861M monthly utility data, 12 months ending 2026-07). That's 4% below the Tennessee average of 13.56¢ and 27% below the U.S. average.
What is the average City of Chattanooga electric bill?
About $146 a month. The average City of Chattanooga home uses 1,121 kWh a month. At 1,000 kWh the bill would be about $131.
How many customers does City of Chattanooga have?
City of Chattanooga serves 164,914 residential customers and 189,589 customers in total in Tennessee, across 6 counties.
How reliable is City of Chattanooga?
In 2024, the average City of Chattanooga customer was without power for 3 hr 14 min (SAIDI) over 1.36 interruptions (SAIFI), including major storms. Excluding major event days it was 72 min. The Tennessee average was 4 hr 20 min and the U.S. average 4 hr 26 min.
Does City of Chattanooga offer time-of-use rates?
City of Chattanooga reports offering time-of-use rates to residential customers. Running big appliances off-peak can cut their cost. Pick the plan in the calculator above to see by how much.
Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with City of Chattanooga before making decisions.