City of Loveland electricity rates
Municipal utility · Colorado · WECC region
City of Loveland is a city-owned municipal utility, governed locally rather than by the state commission, serving 37,387 homes in Colorado. Its residential customers pay an average of 16.00¢/kWh including fixed and delivery charges, 11% less than the U.S. average.
Rate basis: EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend.
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City of Loveland bill estimates
| Monthly use | At average all-in rate |
|---|---|
| 500 kWh | $80.00 |
| 1,000 kWh | $160.00 |
| 1,500 kWh | $240.00 |
| 2,000 kWh | $320.00 |
City of Loveland residential rate plans
| Plan | Effective | Customer charge | Energy charges |
|---|---|---|---|
| Schedule R- Residentialtime-of-use | 2017-01-01 | $14.37 | 9.2¢ (12am–12am) — summer weekdays |
| Schedule RD- Residential Demandtime-of-use | 2017-01-01 | $22.83 | 4.8¢ (12am–12am) — summer weekdays |
Source: OpenEI U.S. Utility Rate Database. Rates change. Check the linked tariff or your bill for current figures.
City of Loveland rate history
2015–2025: +67% change in the average residential rate (9.17¢ → 15.29¢). Annual EIA-861 data.
Outages & reliability
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Reliability history
| 2025 | City of Loveland | Colorado avg | U.S. avg |
|---|---|---|---|
| Outage minutes per customer (SAIDI) | 27 | 269 | 266 |
| Outages per customer (SAIFI) | 0.34 | 1.26 | 1.34 |
| Average restoration time (CAIDI) | 78 min | — | — |
| Outage minutes excluding major storms | 27 | 118 | 121 |
Outages in counties served (2025)
From ORNL EAGLE-I, which tracks customers without power every 15 minutes. These counts cover every utility in each county. Weighted across City of Loveland's counties, customers averaged 2 hr 18 min without power.
| County | Outage min/customer | Days with outages | Peak customers out | Worst day |
|---|---|---|---|---|
| Larimer | 138 | 28 | 8,624 | 2025-12-18 |
City of Loveland service area
City of Loveland serves Larimer County in Colorado and 5 ZIP codes.
Larimer
Cities: Fort Collins, Loveland, Campion
Programs, smart meters & solar
| Smart meters (AMI) for homes | 100% |
| Time-based rate programs | None reported |
| Net-metered solar homes | 559 |
| Home batteries paired with solar | 31 |
| Residential efficiency incentives paid (2025) | $580,315 |
| Residential energy saved by programs | 422 MWh |
City of Loveland at a glance
| Ownership | Municipal utility |
| Services | Generation, Transmission, Distribution, Bundled |
| Commercial rate | 15.90¢/kWh |
| Industrial rate | 10.64¢/kWh |
| Retail revenue (2025) | $93,383,200 |
| Electricity sold (2025) | 727,846 MWh |
| Peak demand | 165 MW summer · 109 MW winter |
| Power from own generation | 0% (rest purchased) |
| Line losses | 3.0% |
| Balancing authority | PSCO |
| EIA utility ID | 11256 |
Other utilities in Colorado
Frequently asked questions
What is City of Loveland's electricity rate?
City of Loveland residential customers pay an average of 16.00¢ per kWh, all charges included (EIA-861 2025 annual data, adjusted to the 12 months ending 2026-07 using the state's price trend). That's 3% below the Colorado average of 16.58¢ and 11% below the U.S. average.
What is the average City of Loveland electric bill?
About $99 a month. The average City of Loveland home uses 618 kWh a month. At 1,000 kWh the bill would be about $160.
How many customers does City of Loveland have?
City of Loveland serves 37,387 residential customers and 42,769 customers in total in Colorado, across 1 county.
How reliable is City of Loveland?
In 2025, the average City of Loveland customer was without power for 27 min (SAIDI) over 0.34 interruptions (SAIFI), including major storms. Excluding major event days it was 27 min. The Colorado average was 4 hr 29 min and the U.S. average 4 hr 26 min.
Does City of Loveland offer time-of-use rates?
Yes. The OpenEI rate database lists 2 time-of-use residential plans, including Schedule R- Residential. Running big appliances off-peak can cut their cost. Pick the plan in the calculator above to see by how much.
Does City of Loveland offer net metering for solar?
City of Loveland had 559 residential net-metered customers in 2025 with 3.7 MW of capacity and 31 solar-paired batteries. Estimate solar savings at this utility's rate.
Sources: EIA-861 2025 and EIA-861M (through July 2026), OpenEI URDB, ORNL EAGLE-I, U.S. Census. Methodology. Spot an error? Rates change often, so confirm with City of Loveland before making decisions.