CutYourElectric

Under-tank heater vs. aquarium heater: running cost

An under-tank heater is cheaper to run: about $22 a year versus $47 for an aquarium heater at typical use and 17.99¢/kWh, a $25 difference.

Under-tank heaterAquarium heater
Typical watts20 W100 W
Watt range8–45 W25–500 W
Typical use24 hours a day24 hours a day
Energy per year123 kWh263 kWh
Cost per hour0.3¢0.5¢
Cost per day6.0¢13¢
Cost per month$1.84$3.94
Cost per year$22$47
Per year in Hawaii (43.51¢)$53$114

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What drives the difference

Ways to cut either cost

Reptile thermostat

Cycles the mat off when the target temperature is reached.

See options on Amazon
Aquarium background insulation

Cuts heat loss through the glass.

See options on Amazon

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Frequently asked questions

Which costs more to run, an under-tank heater or an aquarium heater?

At typical use and the U.S. average rate (17.99¢/kWh), an aquarium heater costs about $47 a year versus $22 for an under-tank heater. That's $25 more, or 2.1× as much.

How many watts do under-tank heater and aquarium heater use?

An under-tank heater typically draws 20 W (range 8–45 W). An aquarium heater draws 100 W (range 25–500 W). Watts alone don't decide cost. Hours of use, cycling and standby matter just as much.

Rates: EIA, 12 months ending 2026-07. Methodology.